信貸評分係乜?九成港人完全無概念

MoneySQ一項調查指出,香港大眾未意識信貸評分與個人日後事業或置業發展的關係,當中9成受訪者不知道自己的信貸評分,超過4成人不知道曾經借貸或信用卡持有者已經擁有信貸評分,反映市民缺乏信貸概念。 調查亦發現,有85%受訪者知道信貸評分的重要性,但只有1成人知道自己的信貸評分。 故此MoneySQ推出免費查閱計劃,凡成為會員後,可透過環聯即時免費查閱個人信貸評分。

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**The annual percentage rate ranges from 3.8% to 48%. Interest rate on loans is subject to the credit history of each applicant. The repayment period for loans ranges from 6 to 60 months. For example, in the case of an HK $50,000 loan with annual percentage rate of 3.8% and 12-month repayment period, the monthly loan repayment amount would be HK $4,253 and the total repayment amount would be HK$51,036.

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